Life Choice You & Family
Personal & Family Protection
Life Choice You & Family is for families who want to ensure they have the money they need if they become seriously ill or die. Life Choice You & Family gives you and your family financial security.
- A lump sum or income amount if you die
- A lump sum amount if you become seriously ill
- Smaller payment amounts if you injure yourself in an accident, break a bone, undergo surgery or have a stay in hospital
Why do I need it?
You probably have mortgage protection to clear your mortgage and secure your home, but how will you or your family cope with the other monthly outgoings if you become seriously ill or die?
Your plan can be used to:
- Clear any loans or debts ensuring your family's immediate finances are healthy
- Pay a monthly income to your family if you die so they can continue to meet monthly outgoings and maintain their current lifestyle
- Pay a monthly income to your family if a stay at home parent dies to meet the additional expenses your family would face (such as childcare)
- Pay a lump sum amount on death to cover funeral expenses and other related costs
It supports your short-term financial needs by providing the folowing optional benefits:
- Hospital Payment
- Accident Payment
- Broken Bones Payment
- Surgery Payment
Find out more about protecting your family by calling into your local branch.
Terms and conditions apply. Benefits are subject to underwriting requirements and policy conditions. It is important to note that certain restrictions, conditions and exclusions apply. Where relevant, life assurance tax applies. Premiums are subject to a Government levy (currently 1%).